Problem Statement

A Response to the New Retirement Crisis

“Can You Still Retire Early?”

In an era where inflation eats away your savings and work-life balance feels like a myth, Monokoily empowers individuals to practice real-world financial strategies through simulation and play — helping you break free from financial anxiety and rediscover control over your future. It’s never too late to start building the life you want.

Market Pain Points

• Financial Anxiety Among Youth Young people lack financial literacy and investment experience. As living costs rise, many feel trapped in a cycle of work and expenses, uncertain how to secure long-term stability.

• High Entry Barriers in Web3 Education For most Web2 users, blockchain participation feels intimidating — wallet setup, transactions, and DeFi concepts appear too complex, keeping them excluded from new financial opportunities.

• Lack of Strategic and Life-Based GameFi Experiences Existing blockchain games focus heavily on short-term token gains but lack strategic depth, lifestyle relevance, and sustainability. Players quickly lose interest due to repetitive, non-immersive mechanics.

Solution Overview

Monokoily bridges financial education and blockchain accessibility through Life Simulation + Play-to-Earn + Live-to-Earn. By transforming financial learning into a gamified experience, users can:

• Understand investment logic naturally through daily in-game decisions.

• Experience blockchain participation without technical friction.

• Build long-term value through meaningful gameplay and asset ownership.