Problem Statement

A Response to the New Retirement Crisis

“Can You Still Retire Early?”

In an era where inflation eats away your savings and work-life balance is a myth, Monokoily helps you practice the financial strategies needed to break free — it is never too late.

Many people face significant financial challenges:

• Youth Anxiety: Despite hard work and saving, young people worry about being stuck in the cycle of "working forever" due to financial insecurity.

• Insufficient Passive Income: Without passive income, individuals are forced to work indefinitely to sustain their lifestyle.

• Inflation: Inflation erodes savings, and poor investment decisions can derail retirement plans.

• Lack of Financial Literacy: Many lack the skills to effectively invest or manage finances, missing valuable wealth-building opportunities.

• Unstable Social Security: The uncertainty surrounding government pensions and traditional retirement systems adds to the difficulty of securing a stable financial future.